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5-Star Territory

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Rick Frommling, Senior Manager 5-Star Territory

Rick Frommling

Senior Manager | 5-Star

Rick Frommling on the outside is an easy-going, jovial kind of guy.  On the inside, he has a passion and drive only found in extraordinary leaders. He joined the company in 1985 after his career path in the grocery business was not providing him with the right opportunities. Since that time, Rick has managed to earn every award the company established and is today the Senior Regional Manager for the 5 Star Region. He is also a member of the Executive Council of PGM. Rick is married to Meg and the proud father of 8.


Rick Huddleson, Manager 5-Star Territory

Rick Huddleson


Columbus Manager | 5-Star


Rick started with the company in May 1985 and was quickly promoted to a manager position.  In October 1986 he moved to Columbus Ohio to develop and manage an operation there.  Rick has earned numerous awards as an agent, recruiter, trainer, and manager including the Diamond Club, the President's Council, and 27 Presidents Clubs. He has two children, who are now living in California after graduating from college. As a hobby, he does voice-overs for radio and tv commercials as well as doing commercial acting.


Alan Katigbak, Manager 5-Star Territory

Alan Katigbak


Cleveland Manager | 5-Star


Alan grew up in Rocky River, Ohio. He graduated from the University of Dayton in May 1990. When he met Rick Frommling at an interview on campus on 6/1/1990 it started his one and only career.  Alan worked in the Dayton/Cincinnati area until 7/96 then moved back to Cleveland, Ohio. He has won 16 President's Clubs and 2 Vice President's clubs. He is married to Jodi and they have 1 son. His hobbies include youth lacrosse coaching for 7 years, and he runs his own summer lacrosse league. He also enjoys family time, hunting and fishing.


Dave Krempec, Manager 5-Star Territory

Dave Krempec


Toledo Manager | 5-Star


Dave was born and raised in the Toledo, Ohio where he currently lives with his wife of 22 years and his 7 children.  He started working with PGM in 2007 and has enjoyed many successes including the winning of the President's Club and serving on the 5 Star Regional Executive Team.  Dave has also trained other agents into successful management positions and prides himself on his close relationships with his clients.  Dave enjoys golf and exercising in his free time as well as being active in his church


Joe Frommling


Northern Kentucky  Manager | 5-Star


Joe Frommling was born and raised in Lebanon, OH where he graduated from Lebanon High School in 2008. Since then he attended the University of Kentucky and served five years as an infantryman in the United States Marine Corps. After service, Joe came to Penn Global and began offering his services throughout the Commonwealth of Kentucky, specializing in Medicare products. After establishing an office in Lexington, Joe moved to Fort Thomas where he lives with his wife, Amanda and two girls, Olivia and Nora.



Graham Morgan


Cincinnati Manager | 5-Star


I was raised in Lebanon, OH home of the Golden Lamb. Through school I played many sports and gravitated towards polevault. I was privileged enough to vault through college as well. After graduating college I worked in the medical device industry, specifically working with patients and their insurance companies. Working there providing me with unique insight to the ins and outs of the medical industry and how they deal with insurance companies that I believe can provide a lot of value to the people I work with today. After a few years doing that I made the transition into where I am now helping people with their Medicare. I truly love the interactions I get to have on a daily basis and being able to help take an unwanted burden off people shoulders. On the more personal side I have a beautiful wife, Hilary and two fun kids; a three year old boy, Kelton and a one year old girl, Savanah. We enjoy living on a small farm in Lebanon, OH where I also help coach track at Lebanon High School.






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Rick Frommling, Regional Manager

Proud to Represent

  • Aetna
  • Assurity
  • Cigna
  • Guarantee Trust Life Insurance Company
  • Humana
  • Medico Insurance Company
  • Medico Life Insurance Company
  • SilverScript
  • Wellcare